Mortgage Underwriter

An established specialist lender is looking for an underwriter to join its 1st Charge Mortgages team. The successful candidate will manage allocated cases from application through to completion, ensuring all underwriting meets company policies, regulatory standards, and risk appetite. The role also involves maintaining strong relationships with brokers and third parties. Key Responsibilities * Enter and maintain borrower data accurately on the Fusion lending platform * Assess mortgage applications against underwriting criteria, company policy, and FCA regulation * Provide timely updates to brokers and proactively chase outstanding items * Manage a personal pipeline of cases from inception to completion * Build and maintain relationships with brokers, solicitors, and other partners * Ensure underwriting decisions fall within the Group’s risk appetite * Contribute to continuous improvement and uphold internal policies Skills & Competencies * Strong written and verbal communication skills * High attention to detail and organisation * Team player with ability to work independently * Confident under pressure and meeting deadlines * Proficient in data entry and loan management systems Knowledge & Qualifications * CeMAP qualification desirable but not essential * Solid understanding of FCA regulations * Experience underwriting 1st and/or 2nd charge mortgage applications Personal Attributes * Professional, articulate, and flexible * Resilient under pressure * Well-organised with a methodical approach Benefits * Competitive salary with potential annual bonus or commission * Pension scheme (employee 5% / employer 4%) * Private medical healthcare and wellness benefits * Life assurance of 2x salary * Dental plan and DSE-related eye test reimbursement * Annual leave purchase scheme * Free tea, coffee, and hot chocolate * Team events, recognition ceremonies, and office activities * Casual dress on Fridays Interested ? then look no more and submit your Cv for immediate consideration. "If you do not hear back within 48 hours, it will mean that your application does not meet the clients requirements

Location: Watford, Hertfordshire, GB

Posted Date: 11/6/2025