Lead Business Control Officer - Credit Card

Overview Lead Business Control Officer - Credit Card About Nu Nubank was founded in 2013 to free people from a bureaucratic, slow and inefficient financial system. Since then, through innovative technology and outstanding customer service, the company has been redefining people's relationships with money across Latin America. With operations in Brazil, Mexico, and Colombia, Nubank is today one of the largest digital banking platforms and technology-leading companies in the world. Today, Nubank is a global company, with offices in São Paulo (Brazil), Mexico City (Mexico), Buenos Aires (Argentina), Bogotá (Colombia), Durham (United States), and Berlin (Germany). It was founded in 2013 in Sao Paulo, by Colombian David Vélez, and cofounded by Brazilian Cristina Junqueira and American Edward Wible. For more information, visit www.nubank.com.br. About the team As Nubank continues its global expansion, the risk landscape becomes increasingly complex. The BCO team was created to directly support the various Business Units in managing their risks in a proactive manner, with the assumption that the 2nd and 3rd lines of defense do not exist. BCOs are expected to contribute to the development of the BCO structure and help create best-in-class risk management in the 1st line of defense. About the role To support the Business Units in achieving their objectives, the BCOs will balance risk and business priorities. By being hands-on, they will lead by example and support the teams, with the goal to empower the 1st line Nubankers to become proactive Risk Owners, ensuring adherence to standards and protecting the interests of the company and stakeholders. To do so, the BCOs follow 3 pillars of focus: Processes & Internal Controls : Ensure functions/BUs manage risks through understanding of processes and control environment, identify improvement opportunities, and drive efficiency with partners across the lines of Defense. Governance, Risk & Compliance : Ensure functions/BUs align with internal and external regulatory and risk requirements, supporting product and feature development. Measuring & Reporting : Develop KPIs to monitor programs and ensure functions/BUs deliver as established goals. As a BCO you will Support/coordinate the business in managing and fulfilling its First Line Risk Management activities (onboarding, due diligence, credit and financial analysis for large, corporate and payment institutions, losses & risk events, internal controls, continuous improvement, etc.). Build relevant governance in a useful and non-bureaucratic way Define and rate the internal control & risk environment Proactively identify risk areas and drive remediation activities Add a risk lens to strategy and product development Drive and complete documentation activities to minimize single point sensitivities and map processes What we are looking for Product and/or Non-Financial Risk knowledge High level SOX knowledge a plus Hands-on and take ownership where possible Independence and proactivity Ability to build strong relationships with all levels of the organization Quick learner Good communication skills (concise and clear) Wants to improve and challenge the status quo Ability to challenge the various Lines of Defense Health, dental and life insurance Transportation assistance 30 days of paid vacation Equity at Nubank Parking partnership - discounted parking in our office Free bike parking with showers available NuCare - Our mental health and wellness assistance program Extended maternity and paternity Leaves Child care allowance Onsite Health Center - Medical support for every Nubanker in our office Apply To apply, please submit your resume and LinkedIn profile through the Nubank careers page. J-18808-Ljbffr

Location: São Paulo, São Paulo, BR

Posted Date: 11/6/2025