Underwriter

Underwriter - Bridging London The Underwriter is responsible for underwriting bridging finance applications where the company has issued initial terms. The Underwriter must work together with the other members of the Underwriting team to ensure that loans are processed in accordance with the company's underwriting manual and lending policy. The Underwriter must use their skill and experience to approve those loans which are deemed acceptable and reject any which do not meet the criteria or where the Underwriter does not believe the borrower will be able to repay. Key Responsibilities: Manage a pipeline of bridging cases and prioritise accordingly Underwrite bridging loan applications within company lending criteria by making quality lending decisions Be vigilant when working on cases and refer where necessary to the appropriate person Maintain a high level of communication at all times with interested parties including brokers, applicants, surveyors and solicitors Maintain a high level of customer service with those internally and externally Work closely with other departments within the company including sales, compliance, finance and collections Think outside the box and be proactive when suggesting ways to overcome potential problems, whilst ensuring that there is no additional risk to the company Maintain oversight of a loan post completion and follow up on any offer conditions prior to handing the loan to collections Keep up to date with current best practice and regulatory requirements Keep all records up to date Represent the company at events as required Attend broker training sessions Proactively suggest improvements to processes Key Competencies: Experience of underwriting bridging finance loans including FCA regulated loans To have ideally held a bridging underwriting mandate for a minimum of 2 years Experience of loans for renovation released in drawdowns preferred but not essential Excellent understanding of compliance aspects of the role including the regulatory environment and Consumer Duty principles Ability to adopt a pragmatic approach to underwriting Commercially aware Excellent interpersonal and communication skills Excellent organisational and prioritisation skills Excellent attention to detail Ability to work to tight time-frames Proactive and a strong team player

Location: City of London, London, GB

Posted Date: 9/9/2025