Manager, Lending Product

Job Description Job Description About MCU: At Municipal Credit Union, we believe that an incredible culture helps create a happy and motivated team that works hard to achieve the best results for themselves and their members. For more than 100 years, MCU has provided affordable financial products and convenient services to a membership base that is now comprised of over 600,000 individuals. With each new generation we have the pleasure of interacting with, we maintain the credit union promise of people helping people. Our Mission: To help hard-working New Yorkers build better tomorrows Our Vision: Be New York's most loved financial institution by helping our members build their best financial futures Overview: The Consumer Lending Product Manager provides leadership and oversight of translating strategic objectives into actionable product initiatives for Consumer Lending Products. The manager ensures that Lending products reach profitability and strategic objectives and serves as a principal point of contact for Product Management with our internal and external relationships. Responsibilities: Specific duties include, but are not limited to, the following: Ensure overall soundness of loan Consumer portfolio, with the ability to identify and develop long term strategies that will include initiatives such as product mix, growth goals, strategic and market penetration objectives Product Development and Management: Support the end-to-end lifecycle of Consumer Lending Products, including ideation, market analysis, design, development, testing, pricing, fees, and ongoing enhancement Product Portfolio Monitoring: Monitor and report on portfolio trends including P&L, Lending Production management, pricing and delinquency management on shorter vs longer term product offerings. Provide corrective action recommendations when performance is not in line with expectations Market research and analysis: Set, maintain and monitor benchmarks of lending products performance. Provide reporting, analysis and recommendations. Work with Technology, Lending and Lending Operations to support and bring-forth Product Deliverables to execution Engage Compliance, Legal, Fair Lending, and Risk business partners throughout product development. Own Go-to-Market strategy alongside Lending, Retail, Digital and Marketing for any new product launches Perform other related duties as requested and special projects as assigned Requirements: Bachelor’s degree (BA, BS, BBA, etc.) required or a minimum of eight years directly related experience Minimum of five years of product management, product development or product marketing experience required Expert Banking knowledge of Consumer Lending Products and services Strong reporting, decision making, analytical and problem-solving skills. Highly flexible and able to quickly adapt to changing priorities. Highly organized, self-motivated, member oriented and able to proactively work independently as well as within a team. Ability to perform in a high-volume environment and meet deadlines while maintaining exceptional attention to detail. Leadership Competencies: Proven ability to manage change Capacity to take calculated risks and innovate Experience in setting vision and strategy Lead by example and encourage team in developing adaptability Successful in communicating effectively Prioritizes developing others Thinking that values diversity and difference Proven ability to build and maintain relationships at all levels of the organization Skilled at managing effective teams and work groups that default to action, are accountable, and take ownership of work Why you’ll be a good fit : Our Core Values are an integral part of who we are and who we hire. By living our Core Values, every day, we continue to attract the best and brightest talent, achieve unsurpassed results and continuously challenge ourselves to be better than yesterday. These values are at the heart of our organization and within every teammate. To be a great fit, you’ll bring the following Results - We are passionate about winning. Agility - We proactively anticipate, respond and pivot to ensure MCU wins. Integrity - We operate with the highest ethical standards and highest degree of honesty. Belonging - We cultivate a culture of inclusion and teamwork. Ownership - We take personal responsibility and hold ourselves accountable for the results. . What we can offer you: Competitive compensation, medical and dental benefits. 401K with employer match Flexible paid time off We are committed to hiring, training, cultivating, promoting, and celebrating an environment where we have a welcoming and fulfilling place for all people to call home. Diversity of race, thought, sexual orientation, age, veteran status, religion, and disability will empower us to thrive as individuals, as teams, and as an organization. Municipal Credit Union (MCU) is an Equal Opportunity Employer. Municipal Credit Union provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. Salary: $115,000-$125,000/Annually

Location: New York City, NY, US

Posted Date: 5/23/2025